AppealArmor
🛡️ Write My Appeal Letter
❌ They Make It Hard → ✅ We Make It Easy

Insurance Denied Your Claim?
Fight Back with AI-Powered Appeal Letters

Choose your denial type below, or start your appeal from your denial letter.

Got a denial letter? Upload a PDF or a photo of it, check the details we read from it, and we’ll draft your appeal.

Start my free appeal →

Free, always. No account. You review every word before you send it — and we never send anything to your insurer. You do.

Choose Your Denial Type

Select the type of insurance denial you're facing to get started with your appeal.

🏥
Medical Necessity Denials
"Not medically necessary" is insurance code for "we'd rather not pay." Your doctor disagrees. Let's change their minds with evidence.
Learn More →
🌐
Out-of-Network Denials
Insurance won't cover your out-of-network provider? We'll help you prove medical necessity and network inadequacy to get coverage.
Learn More →
📋
Prior Authorization Denials
Prior authorization denied or delayed? We'll craft an appeal that demonstrates medical urgency and treatment necessity.
Learn More →
💊
Ozempic & Step Therapy Denials
Insurance requiring "step therapy" for Ozempic or GLP-1 medications? We'll help you skip failed treatments and get what works.
Learn More →
🏢
UnitedHealthcare Denials
UnitedHealthcare-specific appeals with their unique requirements, policy citations, and escalation procedures built in.
Learn More →
⚡
Quick Appeal Generator
Don't see your denial type? Use our universal appeal letter generator that works for any insurance denial.
Generate Now →

🤝 Why Is This Free? Here's the Deal.

Nobody expects something for nothing—we get it. Here's our ask: tell us if it worked. That's it. We're building something to help millions of people fight back against unfair insurance denials. Your feedback helps us make the AI smarter so we can help even more people get the coverage they deserve. You're not just getting a free appeal letter—you're helping us build a movement.

Your appeal letter, drafted from your denial.

Upload your denial letter — a PDF or a photo of the paper letter works. You check every detail we read from it, then we draft the appeal and quote the federal appeal rules for your type of plan. You read it, change anything you want, and send it yourself.

Start my free appeal →

Free, always. No account. You review every word before you send it — and we never send anything to your insurer. You do.