Most plans give you 30–180 days to appeal. Don't lose your window.

Upload your denial. Get an appeal in minutes.

Free. No signup. No credit card. No email required.

Your name and member ID are stripped on your phone before anything is sent. Takes about 2 minutes.

1 Upload denial

2 AI writes appeal

3 Download & send

Upload your denial letter

PDF, screenshot, or photo from your phone

Your name, member ID, and claim number are stripped on your device before anything is sent. See how →

Start My Appeal →

or drag & drop your file here

Not ready to upload your own?

See exactly what you’ll get — no upload required.

Walks the full pipeline with a fictional case. Your data never enters.

HIPAA-compliant No account needed 100% free Based on insurance law

We track outcomes ONLY to improve. We never sell your data. We never share your personal health info. That sucks. We're built to help — that's all. Your data, your control →

In about 2 minutes you’ll have:

A 2–3 page appeal letter ready to print, email, or mail
Specific legal citations (ERISA, ACA, state insurance code) and CMS coverage references
The right CC list — state insurance commissioner + plan oversight bodies
Your filing deadline, calculated from the denial date

We’re a new tool — be one of the first to try it. Your feedback shapes what we build next.

How your data stays private (verifiable in your browser)

Don’t take our word for it. Here’s the actual mechanism — you can verify each step in Chrome DevTools or Safari’s Web Inspector right now:

Local extraction. When you upload, your file is read in your browser. Open DevTools → Network tab and you’ll see exactly one POST to /api/appeal/extract.
PHI strip happens client-side, BEFORE that POST. Open DevTools → Sources → js/personal-ai-team.js and search for _phiMap. That’s the function that replaces your name, member ID, and date of birth with placeholders in your phone’s memory before any network call happens.
The server never sees your real identity. The diagnosis codes, denial reason, and insurer name go through; your name and MRN don’t. The server response comes back with placeholders, then your browser swaps your real info back in — never the other direction.
Source code is open. The strip logic lives in public/js/personal-ai-team.js on GitHub. If anything in this paragraph is wrong, the code disagrees and you can prove it.

We track which insurers and denial types come through (for the learning loop), but never tied to who you are. We don’t sell your data. We don’t even have an account system to sell.

See a sample appeal letter

[Your Insurance Company]
Appeals Department

Re: Appeal of Denial — Member ID [XXXX] — Claim #[XXXX]

Dear Appeals Reviewer,

I am writing to formally appeal the denial of [treatment] issued on [date]. The denial cites lack of medical necessity; however, the attached clinical documentation and the following evidence demonstrate that this treatment is medically necessary and meets your plan's coverage criteria.

Medical Necessity: My diagnosis of [ICD-10 code] meets the criteria established in [clinical guideline citation]. Per [CMS NCD/LCD reference], this treatment is indicated when...

Full letter typically runs 2–3 pages with ICD-10 codes, CPT codes, legal citations, and plan-specific policy references — generated automatically from your denial.

No file handy? Paste or describe your denial instead.

Read it off your phone, paste an email, or just describe what happened.

Free · 100% private · Your name and member ID never leave your device.